Terms of Service

Effective January 1, 2026

1. Services

Ellen Marie Sainato is a licensed insurance agency providing enrollment assistance. We are not an insurance carrier.

2. Eligibility

Must be 18 or older. Information provided must be accurate.

3. SMS Terms

If authorized, text messages sent. Reply STOP to opt out. Standard rates apply. Authorization optional.

4. Intellectual Property

Content owned by Ellen Marie Sainato. Do not reproduce without permission.

5. Disclaimers

Services provided "as is." No warranty of specific outcomes.

6. Limitation of Liability

Company not liable for indirect damages.

7. Insurance Licensing

Ellen Marie Sainato is a licensed insurance agency. This is a solicitation for insurance.

8. Governing Law

Delaware law applies. Disputes resolved via arbitration.

9. Contact

Ellen Marie Sainato
4010 Leonard Street, Valrico, FL 33594
+1 (908) 472-1649
support@ellenmariesainato.com